That damn bank manager in FML, he’s no different from the ones in real life, He’s the bane of all us virtual managers. You get a big name in your sights only to find that despite having a healthy projected cash he’s decided that your club record breaking bid will send you into debt, so no, you can’t have him.
What can you do? Well you could always wait a few days, maybe weeks until the projected cash is actually in your pocket, but more often than not you’ll find someone has beaten you to him. So the search begins again, or does have too?
Not a lot of people realise, much like in real life football you can pay in instalments, and this is something the bank manager doesn’t mind, as long as none of the payments send you over your overdraft of course. Unfortunately you can’t pay for a free agent this way, and it can only be done on a player at a club who isn’t in a transfer auction.
For example, your projected say you’ll have £1 million in 4 weeks, there’s no reason you make a million pound offer for a player and pay the balance daily over 28 days, or pay half now and half in a week, there’s many ways of actually doing it. This is also some managers preferred way of selling players as it means you can squeeze more money out of someone, as long as you have the patience to wait for your cash.
Hopefully at some point in the future this will be expanded upon, and we’ll see bonuses for player performances, payments for promotion, making it into a UFFA competition, scoring 30 goals in official competitions, the scope for improvement is vast.
Now, not a lot of people know this next bit of information, not only can you spend the projected money via instalments, you can go outside of it. There is the option to pay over for example 8 weeks which as the bank manager is small minded and he will only look at your projected 28 days. An example would be having a projected of £1million you could in fact bid £2 million and pay 8 weekly payments of £250,000.
Of course instalment plans have high risks attached to them, if you’ve only got a small squad and you suffer a injury crisis it’s unlikely you’ll have the cash to bring in a replacement, or maybe your daily income drops and you can afford the payments you’ll soon start plummeting into debts as the money will come out of your balance, the other team will get paid on time. Don’t hit the restart button either, as those payments will still come out of your clubs coffers.
Wed
19 Nov
